Not only is it unrealistic to expect a typical designer to be a good programmer, it’s usually not a good idea even if you happen to find the rare individual with a grasp of both. (I know both areas well; for me, learning design, printing and programming has been a 25-year process!) Why’s this?

Because any website with any significant complexity has many, many pieces. It’s much more efficient to split up the load in a team and let people specialize their thinking / working processes, they can work smoothly and with fewer ‘context switches’: the process of mentally changing gears to cope with a greatly different task.

In a one-person show, all of the context switches happen to the same individual; they are alone in a project, which is isolating and demoralizing no matter how cool the project; and they have a whole lot of work to do without the prospect of relief. These factors are additive and the net drag is enough to stall many projects.

The solution: have one or more developers, and one or more designers. No less.

Ownership has been redefined left right and center ever since EULAs have been created. As more of goods based economy become service-based, as all smart businesses are going that way if they can, this will only continue. The ubiquitous network only accelerates this…

Since when does a business put conditions on how a credit has to be spent?

The expired assured loading tickets credit remaining should be transferred to a BC Ferries Experience card (which is basically a business gift card with a set dollar value) so a customer is able to use them for future sailings with or without a reservation.

Credit is credit and it doesn’t expire!

What is going on here? Is this legal???

We live in a co-op that offers subsidy and is similar to renting but we run the place and can not profit. There is another type similar to strata but you own a share in the building not the square feet you call your home. And the third is like what you are speaking of called co-housing co-operative. There must be a common, communal piece that brings the community together in co-housing. Both of those types of co-ops you purchase into.